:root {
  --dark: #1B262C;
  --primary: #0F4C75;
  --accent: #3282B8;
  --light: #e5ecf1;
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
  font-family: Arial, sans-serif;
}

body {
  background: #fff;
  color: var(--dark);
}

/* HERO */
.hero {
  background: linear-gradient(135deg, var(--primary), var(--accent));
  color: white;
  padding: 80px 20px;
  text-align: center;
}

.hero h1 {
  font-size: 42px;
  margin-bottom: 10px;
}

.hero p {
  font-size: 18px;
  margin-bottom: 20px;
}

/* BUTTON */
.btn-primary {
  background: var(--light);
  color: var(--dark);
  padding: 12px 30px;
  border: none;
  border-radius: 30px;
  font-size: 16px;
  cursor: pointer;
  font-weight: bold;
}

/* TABS */
.tabs {
  display: flex;
  justify-content: center;
  gap: 20px;
  background:#3282B8;
  padding: 12px;
}

.tabs a {
  color: white;
  cursor: pointer;
  font-size: 14px;
}

.tabs .active {
  color: var(--light);
  border-bottom: 2px solid var(--light);
}

/* SECTIONS */
.section {
  padding: 60px 20px;
  max-width: 1100px;
  margin: auto;
}

.section h2 {
  color: var(--primary);
  margin-bottom: 15px;
}

.section.light {
  background: var(--light);
}

/* INFO BOX */
.info-box {
  margin-top: 20px;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 15px;
}

/* GRID */
.grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 20px;
}

/* CARD */
.card {
  background: white;
  padding: 20px;
  border-radius: 12px;
  box-shadow: 0 5px 15px rgba(0,0,0,0.1);
}

/* FAQ */
.faq-section {
  background: var(--light);
}

.faq-box {
  background: #fff;
  margin-bottom: 15px;
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 6px 18px rgba(0,0,0,0.1);
}

.faq-question {
  width: 100%;
  background: none;
  border: none;
  padding: 18px 20px;
  font-size: 15px;
  font-weight: bold;
  color: var(--dark);
  display: flex;
  justify-content: space-between;
  cursor: pointer;
}

.faq-question span {
  color: var(--primary);
  font-size: 20px;
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  padding: 0 20px;
  transition: 0.3s ease;
}

.faq-answer p {
  padding: 15px 0;
  font-size: 14px;
  color: #444;
}

.faq-box.active .faq-answer {
  max-height: 200px;
}


/* CTA */
.cta {
  background: var(--primary);
  color: white;
  text-align: center;
  padding: 60px 20px;
}
.eligibility-section {
  background: #fff;
}

.eligibility-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 25px;
  margin-top: 30px;
}

.eligibility-card {
  background: var(--light);
  padding: 30px 20px;
  border-radius: 16px;
  text-align: center;
  transition: 0.3s ease;
}

.eligibility-card span {
  font-size: 40px;
}

.eligibility-card h4 {
  margin-top: 10px;
  color: var(--primary);
}

.eligibility-card p {
  margin-top: 5px;
  color: var(--dark);
  font-size: 14px;
}

.eligibility-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 12px 25px rgba(0,0,0,0.15);
}
.section-divider {
  height: 2px;
  width: 80%;
  margin: auto;
  background: linear-gradient(
    to right,
    transparent,
    var(--accent),
    transparent
  );
  margin-bottom: 60px;
}
.tabs {
  display: flex;
  justify-content: center;
  gap: 25px;
  background: #BBE1FA;
  padding: 14px;
  position: sticky;
  top: 0;
  z-index: 999;
}

.tabs a {
  color: white !important;
  text-decoration: none;
  font-size: 14px;
  padding-bottom: 4px;
}

/* REMOVE BOX COLORS & ADD SHADOWS */

/* Tabs section background (keep navbar clean) */
.tabs {
  background: transparent !important;
  box-shadow: 0 6px 20px rgba(228, 225, 225, 0.947);
  border-radius: 14px;
  margin: 20px;
}

/* Info boxes (top loan features) */
.info-box > div {
  background: #fff !important;
  box-shadow: 0 8px 22px rgba(0,0,0,0.12);
  border-radius: 14px;
  padding: 18px 20px;
}

/* Cards (generic) */
.card {
  background: #fff !important;
  box-shadow: 0 10px 25px rgba(0,0,0,0.12);
  border-radius: 16px;
}

/* Eligibility cards */
.eligibility-card {
  background: #fff !important;
  box-shadow: 0 10px 26px rgba(0,0,0,0.14);
  border-radius: 18px;
  transition: 0.3s ease;
}

.eligibility-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 16px 35px rgba(0,0,0,0.18);
}

/* FAQ section */
.faq-section {
  background: transparent !important;
}

.faq-box {
  background: #fff !important;
  box-shadow: 0 8px 22px rgba(0,0,0,0.12);
  border-radius: 16px;
}

/* CTA box cleanup */
.cta {
  background: linear-gradient(135deg, var(--primary), var(--accent));
  box-shadow: 0 -10px 30px rgba(0,0,0,0.2);
}

/* Section light background removal */
.section.light {
  background: transparent !important;
}

/* Mobile polish */
@media (max-width: 768px) {
  .info-box > div,
  .eligibility-card,
  .card,
  .faq-box {
    box-shadow: 0 6px 18px rgba(0,0,0,0.12);
  }
}
/* FORCE MAIN HEADINGS TO WHITE (ALL PAGES) */

.hero h1,
.hero h2,
.hero h3,
.page-hero h1,
.page-hero h2,
.banner h1,
.banner h2,
.main-heading,
.main-title {
  color: #ffffff !important;
}
h1 {
  color: #ffffff !important;
}
.hero *,
.hero h1,
.hero p {
  color: #ffffff !important;
}
.hero h1 {
  text-shadow: 0 4px 12px rgba(0,0,0,0.35);
}